Need Gap


•  The seekers of PSL are having differentiated needs not easily accessible through existing avenues

•  Existing Financial Services Intermediaries continue to be bureaucratic and without customization to the needs of the consumers

•  Resources are not properly harnessed thereby dependence on existing systems is very high

•  Lack of understanding of the Business dynamics by the existing providers of financial services

•  This will continue the legacy of SMEs not being able to raise adequate funding

•  Asset Loans, Affordable Home Loans and Education Loans, all are key products/services that need to be designed to the consumer

•  Need for “Deserving will never be rejected” attitude

Opportunity Gap


•  A differentiated NBFC which has

    •  Proprietary Funding portfolio

    •  Distribution set-up

    •  Platform addressing key Business requirements

•  Participation through

    •  Own Company Funds

    •  On Lending through Banks & Financial Institutions

    •  Providing opportunities for efficient business operations

•  Borrower and Lenders are part of a highly interactive platform which would enable risk understanding, risk management and
    informed decision making by both the parties.

•  Accessibility through multiple sources depending on the risk appetite of the Lender